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Sustainability and climate change become increasingly important to both buyers and renters. As such, insulation is being recognised as one effective way to improve a property’s energy efficiency. On top…

Much is written about supply and demand within the UK property market. But it can be tricky to visualise just how many houses are in the UK. Let alone understand…

The self-employed are facing a difficult time in the property market, with self-employed lending criteria tightening in the mainstream. Those working for themselves were hit particularly hard by the pandemic,…

Renovation work could be a top priority for property investors in 2023. The trends we’ve seen in the market may force many to think about upgrading their portfolios, as opposed…

We faced a challenging year in 2022. Rising interest rates, a cost-of-living crisis, and political instability put the wider economy under pressure. The property industry was not immune to this.…

The pandemic still haunts us, if only via its aftereffects. If you claimed support during the lockdown years, you may end up struggling to move forward with your property investment…

Many landlords and property investors will be focusing on the new year. As the next tax year commences on April 6, new trends and reforms could shape property portfolios for…

Property and pensions are the two juggernauts of UK wealth. Most of our money is held in these two assets, with the split itself being fairly even. Around £7.1 trillion…

How to buy a derelict property is a frequently asked question in the property industry. There is plenty of demand for getting empty homes back on the market, given the…

When it comes to expense, it’s all relative. Bridge loans, alternative forms of flexible finance, can be costlier than their mainstream counterparts. But this expense is short-term in nature. Bridging…

There’s a reason why bridging finance is a specialist market. You may have approached your high street bank of choice for short term support in the past, only to end…

Property chains are very common. To buy one property, many people must first sell another. But it can be difficult to align the dates such that both transactions can be…

Here at MFS, we are often asked: what are hard money loans? In short, they are a type of secured loan to purchase hard assets. Normally, they are used to…

Whether you’re a first-time buyer or a buy-to-let landlord, finding the right property finance is vital. When considering what lender to go for, you have two options. On the one…

Covid-19, and the resulting lockdowns, hit the entire economy. Additionally, it completely upended our very way of life. Overnight, families and businesses alike had to adapt to a world which…

The difference between an investor and lender may seem self-evident. But some may view them as interchangeable terms. Also, while the basics may be obvious, there is a lot of…

Stamp duty is one of our oldest taxes, having been introduced in England in 1694. Since then, it’s been updated to reflect changing times. But in recent years, the levy…

Britain is struggling to build. The UK faces a notorious undersupply of housing, affecting renters and buyers alike. Despite having been an issue for many years, various administrations have failed…

As interest rates rise, assets across the financial landscape including real estate are affected. The property sector is particularly synchronized with changing rates. Many mortgage products are designed to track…

It’s been over 2.5 years since the UK officially left the European Union. It’s been 6 years since the original Brexit referendum. And in that time, alongside the political and…

A loan-to-value (LTV) ratio is an assessment tool (or calculation) used to measure how much money is being borrowed compared to the value of a property. Lenders use LTV ratios…

The new academic year is just around the corner. So, many investors might be thinking about diversifying their portfolios and delving into the student accommodation market. For good reason, too.…

It’s understandable that investors will be wondering about the buy-to-let urban vs rural question. Few things affected the property market like the pandemic did. Not only did the industry have…

When it comes to investing in UK property, it can be a challenge to find the right asset for you. It must be the right type of dwelling, in the…

Renovating property is a relatively easy way to increase a home’s value, whether its being sold, rented out, or simply improved for a later date. Developers and investors often renovate…

Property has always been a popular asset for investors and for many, can make up their entire portfolio. As with other forms of investment however, the property market’s potential can…

Energy Performance Certificates (EPC) will become increasingly important for property owners over the coming years – both residential and commercial alike. But what is the minimum EPC rating for commercial…

Property flipping, where it’s done right, can be a very profitable endeavour. Generally, the most common form of flipping involves buying undervalued properties, fixing them up through refurbishments, and selling…

It is fair to say the last few months have been nothing if not uncertain. With Boris Johnson’s resignation and the ensuing Tory leadership contest throwing Westminster into a tailspin,…

Property flipping may be considered the most desirable form of investment for many. The idea of buying a property to sell on quickly for a massive profit is tempting to…

We’re living in a time when house prices are rising, mainstream lender’s criteria are tightening and finding a mortgage offer with a 10% deposit is near to impossible. The Guardian…

The property market is in constant movement. If the market doesn’t allow you to sell your property right now, you can take other steps to increase the value of your…

Commercial property is proving to be a potentially lucrative investment, with a variety of opportunities available to investors. As the UK moved on from the pandemic, demand for commercial space…

We are constantly surrounded by property development projects. From apartments to offices and anything in between, property developers play a major role in creating the world around us. However, if you…

Despite new build properties are cropping up by the thousands across the UK, the government’s aim to build 300,000 new homes each year is falling short. Land is becoming a…

Student accommodation is a popular option for property investors looking for rental opportunities. But how do you get started? We tell you everything you need to know to invest in…

Exit strategies are a crucial element of specialised finance. Given the short-term nature of the bridging world, you’ll need to have at least an idea of how you intend to…